How WatchMySpend works

Import CSV or Excel for free, explore spending by month and payee, then upgrade to Pro only if you want Plaid bank sync or optional cloud backup.

1. Start free

Create an account, then import a bank or card CSV/Excel export — or add purchases by hand.

2. See the shape of your spend

Charts by month, category, and payee. Filter the view, set budgets, and export when you need a report.

3. Upgrade only if you want banks or cloud

Pro unlocks Plaid bank sync and optional cloud backup. Free stays local-only in this browser.

Open WatchMySpend

WatchMySpend · How it works · Import CSV · Privacy · Disclaimer